Divorce Financial Settlement FAQs

We are renowned for our experience in handling financial settlements amicably for our clients. We will guide you through all the aspects of your financial settlement including common issues such as.

  • Entitlements to maintenance (spouse or child)
  • How a matrimonial home could be split (i.e. whether it should be sold or transferred to one party)
  • How all other assets could be divided, including shares, stocks, ISAs, PEPs, premium bonds and savings
  • Whether a lump sum is payable and when
  • How pensions could be dealt with
  • What could happen to the family business

Common or complex, we ensure your financial negotiations are handled professionally, without any animosity and civilly. Our approach allows our clients to save time and money.

Advantages of an amicable negotiation process

Clients often ask why they should choose the amicable route instead of instructing solicitors to get as much money for themselves as possible. They feel that they would be entitled to more money if they went to court over the finances.

We believe overall, most people could settle their cases, out of court. Going to court is expensive, time-consuming and worst of all, there is no guarantee that you will get the result you desire.

Our message is simple. Disputes are resolved at a faster rate and at a much lower cost when they are negotiated between the parties. You minimise the impact of divorce on your children and save a lot of time and money. Those are the biggest advantages but here are some more:

  • You retain control of your finances, not your solicitors or judges
  • It is dignified and non-contentious approach, therefore, keeping your stress levels down
  • Children’s interests are genuinely kept at the forefront
  • You set the pace – there are no court deadlines to follow or hearings to attend
  • You may both be able to maintain amicable contact after divorce – which important if you have children

You might also find it interesting to read our blog post on this issue: Can I get more money if I go to court?

At Divorce Negotiator, we are committed to helping you find the best solution by agreement, rather than through conflict.

How long does the negotiation process take?

An acrimonious solicitor led court divorce can take up to 18 months or more.  The amicable negotiation process takes less time because you make your own decisions and you are not driven by a court imposed timetable. The negotiation process is built around your family’s individual timetable and priorities, which means some couples resolve their disputes within a few weeks whereas others take a little longer. The timescale is largely dependent upon you and what is important to you.

Frequently Asked Questions

Here are some common questions asked by clients:

I have made my own agreement – do I still need a negotiator?

If you have reached an agreement with your spouse about how you are going to split your finances, you will still need to have this formulated into a legally binding agreement which our experienced negotiators can help you with. We will draft the agreement in the legal terms and submit it to court for you so a judge can approve it. An agreement must be drafted using specific legal language otherwise it will not be accepted by the court. It also needs to be approved by the judge otherwise it is not an approved court order.

We don’t have anything – do we still need a financial settlement?

Getting a financial settlement is not compulsory. In fact, many couples divorce without ever getting a financial settlement and/or a consent order. Common reasons people give for not getting a financial settlement/consent order are:

  • We have nothing to share
  • I bought the house before we married and my partner doesn’t want anything to do with it
  • We trust each other, my partner would never make any claims.
  • My partner has made it very clear s/he does not want anything
  • We have been separated for years, we have moved on
  • We have our own agreement between us and we are happy with that

What we say is, divorce ends your marriage, it does not end your partner’s ability to make a financial claim upon you at any time, even years after you have finalised your divorce. Unlike civil claims, which stop you from suing someone after six years, there are no deadlines to bring a financial claim in the family courts. So, there may always be a level of uncertainty, especially if your financial circumstances change after the divorce. People often dismiss the notation that their financial circumstances will change in any meaningful way which will put them at risk, usually because they associate the term ‘change of financial circumstances’ to suddenly becoming a rich millionaire. But a change of financial circumstance need not be so drastic. As life progresses, most of us will go through changes in our financial circumstances, our family homes increase in value, we may inherit money, or increase your net worth after combining income/assets with a new partner. These are likely events that should be planned for.

We have encountered many couples who had a mutual understanding, which subsequently fell apart after the reality of the divorce had set in. There have also been some very high profile cases where a spouse has come back years later to make financial claims upon the other. One successful claim was made 20 years after the divorce had been finalised, the case hit the press because the parties had nothing at the time of the divorce, but one party had become very wealthy post-divorce.

You may have nothing now, but assets you develop after divorce potentially can be included in a claim made after divorce. The simple solution to remove any uncertainty in the future. Get a consent order drawn up and agreed by a Judge and if you have no assets this would be a simple process with little cost.

What if my partner has a solicitor?

If one party wants to instruct a solicitor, we can still assist both of you with negotiations, or just you alone by communicating with your partner’s solicitor. Our approach is flexible so we can tailor our service to meet your individual needs.

Call our Divorce Law Experts for an initial consultation on

0800 177 7702 or contact us online

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